Are there any conditions that we should know about?

These frequently asked questions are to assist you. You should read the policy carefully to make sure it suits your requirements. The policy wording is available on the site (click on “Policy Wording”). As with all insurance policies there are conditions: for example, there are excesses under most sections of your policy to reduce the incidence of small claims, and you are signing, electronically, that you abide by the conditions. It is a serious offence to misrepresent material facts under an insurance contract (e.g. you confirm, in signing, that there are no pre-existing medical reasons increasing the risk of treatment being required whilst away from home).