Our comprehensive Travel insurance coverColumbus Direct offers a variety of single trip travel insurance policies with differing levels of cover, so you can choose the cover that’s right for you. The table below explains what benefits our insurance policies offer and displays the various cover levels available for the respective benefits. Some of our standard policies don’t include all of these benefits. Once you have given us some basic information about your requirements, we will then provide you with a quote, which will show details of the products that we can offer you. This will include a benefits table and price information so you can easily compare cost and cover and choose the insurance that’s right for you. These are the benefits offered by Columbus: |
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| 24h Medical Assistance Services | Included |
| Should you require emergency medical treatment or repatriation, our policies provide you with access to a 24hr multilingual staffed medical emergency company. | |
| Medical Expenses | £5 million - £10 million |
| Whether its injury or illness, our policies cover you for both emergency in-patient and out-patient treatment, which includes non-routine prescription charges, consultations, physiotherapy and even emergency dental treatment. If it becomes medically necessary to repatriate you back to your home country, then this is covered too. | |
| Cancellation and Curtailment | £3,000 - £5,000 |
| We will compensate you for any unused accommodation and travel expenses which you lose or incur as a result of having to cancel / curtail your holiday due to certain reasons. | |
| Baggage cover | £1,500 - £2,500 |
| We cover the loss and theft of and damage to your baggage & personal belongings. We also provide you with an allowance to purchase essential replacement items in the event that your checked-in baggage is delayed for a certain period of time. | |
| Valuables limit | £250 |
| We cover the loss, theft and damage to your valuable objects | |
| Cash limit | £100 |
| We cover the loss and theft of your money | |
| Cash and Documents | £500 |
| We cover the cost of replacing your personal documents | |
| Scheduled Airline Failure Insurance | £5,000 |
| This protects you if your scheduled airline goes into insolvency enabling you to book equivalent flight(s) with another airline at no additional cost to yourself as we will fully reimburse you up to £5,000 per person in your party. | |
| Personal Accident | £10,000 - £25,000 |
| In the event of accidental injury, disablement or death, a lump sum payment will be issued to you or the persons chosen by you. We also cover certain acts of terrorism too to provide you with extra peace of mind when travelling. | |
| Travel Delay | £100 |
| We will offer you financial compensation if your trip is delayed more than 12 hours | |
| Personal Liability | £1 million - £2 million |
| We cover accidental damage to third parties (person or property) inflicted by the insured while travelling. | |
| Legal Expenses | £10,000 - £25,000 |
| If you suffer personal injury, we cover the cost for a juridical procedure / legal advice | |
| Abandonment | £5,000 |
| If you have to abandon your trip due to an accident or mechanical breakdown en route to your departure point, we’ll cover the cost of your holiday. | |
| Hijack cover | £1,000 - £5,000 |
| If your means of transport gets hijacked, we’ll offer you financial compensation | |
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| Some of these benefits offered by our trip travel insurance policies are subject to an excess: Cancellation, curtailment, medical expenses, baggage, loss of passport, missed departure, abandonment, valuables, cash and documents are subject to a £60 excess. Personal liability is subject to a £100 excess. Legal expenses are subject to a £200 excess. |
All benefits are subject to the terms, conditions, exclusions and limitations of the policy, all of which can be found in our policy wording. You can also view our Policy Summary document which includes a summary of the key features and significant exclusions and limitations of the policy, together with other useful information about your policy. Click the link below to view the policy wording:  Policy Wording Policy SummaryClose Window |