Car Rental Cover

Columbus offers you fantastic value car rental cover. We can cover any excess payments you may be charged on your car rental insurance plus any supplementary liability such as Loss Damage Waiver when you rent a car in in USA or Canada. 

When you rent a car on holiday or a business trip the insurance included in the rental will cover you for basic damage or if the car is stolen, but there is usually a large excess to pay on this - typically this ranges between £400 and £1,200! That means you pay the first £400 - £1,200 of any claim you have to make.

You can pay to "waive" this excess and for that privilege the rental companies charge you a premium, often this will cost you more than £10 a day. That's where we come in. We offer you better value on the Excess Waiver insurance and give you high quality Car Rental Excess Waiver cover at a great price.

With daily rates from just £2.80 you could typically save over £65 per week when compared with getting cover direct from your car rental provider*.


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The Benefits of Columbus Car Rental Cover

1. Save Money

 

First and foremost, when you take your car rental cover direct with Columbus, rather than from your car rental company you will save money.

When you rent a car on holiday or a business trip the insurance included in the rental will cover you for basic damage or if the car is stolen, but there is usually a large excess to pay on this - typically this ranges between £400 and £1,200! That means you pay the first £400 - £1,200 of any claim you have to make.

You can pay to "waive" this excess and for that privilege the rental companies charge you a premium, often this will cost you more than £10 a day. That's where we come in. We offer you better value on the Excess Waiver insurance and give you high quality Car Rental Excess Waiver cover at a great price.

The table below shows the daily and weekly rates leading car rental companies charge for a small compact car in Spain.

COMPANYDAILY RATEWEEKLY RATE
AVIS £16.67 £116.69
Europcar £13.59 £95.13
Budget £12.76 £89.32
Alamo £12.16 £85.12
Hertz £12.00 £84.00
National Car Rental £10.50 £73.50
Columbus Direct £2.80 £19.60

How can we offer cover so much cheaper than the car rental companies?
The truth is the car rental companies could probably offer it at the same price as us, but they know they can make huge profits from customers who usually don't know there are any alternatives to buying it directly from them. We simply price the cover fairly and offer it direct to customers - meaning you get a much better deal!

2. Comprehensive cover

 

Our policy will cover you for the all excess payments you may be liable for, many of which are NOT included in the car rental companies own polices, including:

  • Vehicle damage
  • Damage to windows
  • Damage to tyres
  • Damages to the undercarriage and roof
  • Vandalism
  • Fire
  • Theft and attempted theft

You will also be covered for loss or damage to baggage or personal effects as a result of theft:

  • Up to £300 per claim
  • Up to £150 per single item

Cover specific for USA and Canada

  • Loss damage Waiver up to US$100,000
  • Legal costs
  • US$1,000,000 indemnity for bodily injury and damage to property
  • US$100,000 compensation from un-insured and under-insured motorists
  • US$100,000 hit and run compensation
  • Lost or stolen rental car keys cover, up to £500

3. Single Trip and Annual Policies available

 

If you are planning on renting a car for less than 12 days during the year, then a single trip policy is likely to be the best option for you, because our daily rate starts at just £2.80 a day within Europe.

Annual policies have many advantages, among them cost and convenience. If you are likely to be renting a car for more than 12 days - either in one trip or over a number of trips, be it in Europe or Worldwide, then an annual policy will save you even more money.

An annual policy also gives the convenience of having cover in place for last minute and emergency trips, particularly useful for business trips and for people who have holiday homes or time-share villas or apartments abroad.

4. Cover Additional Drivers

 

All of our policies offer the flexibility of adding an additional driver. So whether it's a week in Europe, 10 days in Dubai or a flexible annual policy, you can add an additional driver to share the burden — and you also enjoy a 20% discount off the full rate.

5. Annual Policies for either 31 or 60 Days

 

At Columbus Direct we understand that customers have different needs. While a 31 day trip maximum will be sufficient for most people, there are others, particularly those working on short term contracts abroad, or those who regularly take longer breaks at their holiday home who may need a longer period of cover. The rule of thumb is to choose a policy that suits your longest trip.

6. Europe, Worldwide (excluding USA/Canada), USA/Canada

 

Our policies are broken down into 3 broad territories, Europe, Worldwide excluding USA and Canada and Worldwide including USA/Canada. Clearly our advice to you would be to choose a policy that covers all the areas that you are likely to travel to.

For instance, if you travel regularly to Europe but just occasional take a trip further afield, it may be best for you to take an annual Europe-wide policy and get cover for trips elsewhere on a single trip basis. Our quick quote engine enables you to easily compare prices so you can make sure you get the best value from your policy.

For rentals in the USA and Canada we recommend you check your booking carefully. For example, most "fly-drive" packages booked from travel agents in the UK to North American destinations usually include car rental insurance cover for Third Party, Collision Damage Waiver and Theft. In these cases you may not need to take out additional insurance. However, if you package does not include the insurance, or if you are just planning a renting a car (not through a fly-drive package) then you will almost certainly be able to make substantial savings with an Columbus Direct policy.

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