Pre-existing medical conditions can make travelling abroad a difficult prospect.

The risks of going uninsured are often too great to consider, but finding the right cover can be really hard. We believe that wherever possible, it’s important to try and assist people on their journey through life, regardless of the barriers thrown in the way. Columbus Direct have some excellent travel insurance policies designed to protect you, pre-existing medical conditions included.

We recognise that it’s always a nerve wracking time, when you’ve set your heart on going on holiday, but have no idea whether you’re going to qualify for travel insurance. Pre-existing medical conditions can make finding great quality cover tricky and the process somewhat stressful. The great news is that Columbus has kept the application process as simple as possible and is able to cover many pre-existing medical conditions at a click of a button. After all, we value the importance of living life to the max and want to help you harness the freedom that such adventures can offer.


Our online quotation and medical screening process will provide you with all the tools you need to complete your application for cover.Our screening system includes hundreds of medical conditions, many of which are available at no extra cost. If we are able to offer you cover, then purchasing travel insurance can take just minutes, cutting out all that waiting time and the stress that it entails.

Once we’ve confirmed that you’re eligible for cover, then you will have access to all the usual benefits of our standard policies.

  • Cover can be offered up to the age of 85 for single trip policies.
  • We will insure up to the age of 74 for annual travel policies.
  • Cover for up to £15 million of medical costs available.
  • Insurance for unforeseen medical emergencies and repatriation is provided.
  • Scheduled Airline Failure Insurance (SAFI) included as standard.
  • Missed departure cover of up to £750.
  • Ski and winter sports cover is optional.

We’ll do what we can to help you, so why not start the ball rolling by filling out the online quotation and see for yourself within minutes if we can provide the cover you need? If you’d rather speak to one of our agents and go through the screening process over the phone, we’d be more than happy to assist you. You can call us on 0800 068 0060, where one of our advisers will take you through the process step by step. (Opening hours between 8am-8pm Mon- Fri, Sat 9am-6pm and Sun 10am-4pm).

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Why Columbus Direct?

  • FREE airport lounge access if your flight is delayed for more than 2 hours
  • Over 150 sports and activities covered free
  • Award-winning products and services
  • Over 15 million customers since 1988
  • FREE access to video consultations with a UK based GP, 24/7 – in partnership with babylon, the UK’s leading digital healthcare service
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