We've heard of people losing their money and credit cards. What would we do if this happened to us?

Report the loss to a recognised authority (i.e. holiday rep, hotel management) who will be able to locate the police. You should notify your credit card supplier and bank immediately so that they can cancel the cards involved. It is a sensible idea to write a list of the credit card numbers you are travelling with, along with the telephone number of your bank, or a friend or relative in the UK who can act as a contact in the event of an emergency. Keep this list separate from your credit cards; if your wallet goes missing you will have all the information you need to cancel your cards and arrange alternative funds.