My daughter wants to go on a back-packing holiday around Australia for 4 months - will she be covered under my annual travel policy?

No, sorry. Extended or long stay trips must be insured under a special policy. The maximum duration under for any one trip is 31 or 60 days (depending on your policy type) - usually sufficient for normal holiday commitments. We do however, offer several policies specifically geared towards backpacking trips. Please re-enter our site for details of these.