couple of tourists enjoying the view of Colosseum in Rome Italy

Travel Insurance for Italy

Planning a visit to Italy? This popular European destination offers everything from mountain vistas to lively beach resorts and millions of Brits head over each year for great food, culture and history. While picking flights, hotels and restaurants may seem like the most important parts of planning your Italian getaway, there are some other things to consider before leaning back and counting down the days until your holiday.

Whether you’re jetting off on a city-break to Rome, a wine tasting excursion in Tuscany or a beach break on the Amalfi coast, make sure you take note of the below so that you can enjoy a stress-free trip. 

Do I need travel insurance for Italy?

In an ideal situation, your jaunt to Italy will go off without a hitch, but travel insurance can come in handy if you experience unfortunate events such as theft, loss of baggage or medical problems while you’re abroad so it’s a clever idea to purchase comprehensive cover. It could also protect you if there are unforeseen delays or cancellations in your travel arrangements.  Indeed, most claims are made before someone even jets off on holiday due to cancellation, so it is important to take out a policy before you book your holiday 

Cover for travel arrangements 

While most airlines can be relied upon to get you to your dream destination in time, sometimes unforeseen circumstances lead to delays in service or cancellation of flights. Some insurers offer cover for missed departure, scheduled airline failure or unexpected cancellations. When your flight is delayed for more than one hour, Columbus Direct also offers free airport lounge access so that you can wait for take-off in comfort.1

tourist sitting on the dock enjoying the canal view in Venice


Terms and conditions apply:

If you purchase travel insurance online you will receive a 10% discount off the price of standard cover.

Lost baggage 

After the stress of making sure you’ve packed everything you need, losing your luggage can feel like a disaster. With many travel insurers, such as Columbus Direct, your baggage and belongings will be covered if lost, stolen or delayed.2 Take the time to check what your policy covers so that you don’t end up having to spend your holiday fund on replacing lost items or buying new outfits. 

What are the risk of travelling to Italy?

Every destination comes with its own risks, but being aware of what to look out for and preparing adequately can help avoid against any problem. 

The UK government outlines a few common risks on its website such as avalanches in the country’s skiing resorts, forest fires during the summer and earthquakes. Take the time to look up the risks in the specific region you are visiting and heed local and UK government advice on the risks particular to the area you plan to travel to.

Italy offers some fantastic destinations for winter sports, such as Cervinia and Courmayeur. Skiing and snowboarding does, however, offer its own risks and might require different cover.

Some winter sports policies, such as ours, also include cover in case of piste closure, meaning you can claim money back for days of  missed skiing. If you bring your own equipment.

Columbus might also be able to contribute towards the hire of other equipment if something happens to your skis or snowboard. 

For more information on insurance for skiing and snowboarding holidays, see our winter sports holiday FAQ

ski girl sitting on the rocks in Passo Rolle, Dolomites, Italy


Terms and conditions apply:

If you purchase travel insurance online you will receive a 10% discount off the price of standard cover.

Medical issues while in Italy

If you are an EU national, you can access reduced-cost or free medical care if you have an European Health Insurance Card (EHIC), so make sure to apply for one and bring it before travelling to Italy. It is a free card so an essential part of any holiday to Europe.

You are likely to be able to find medical professionals in major cities who can speak in English, but if you have medical conditions it may be worth learning how to write and say these in Italian in case of any issues. Pharmacies in Italy are generally closed on Sundays, but there are some open for emergencies. Emergency medical and dental care will be accessible in public hospitals. 

There are no specific vaccinations recommended for travelling to Italy. 

What to do if something happens while I'm in Italy

If you need emergency help while in Italy, contact local emergency services on 112 or reach out to the local UK embassy or consulate.

For medical service, you can also call 118, for police 113 and for the fire brigade 115

Travel with confidence with Columbus Direct

With over 25 years of experience, we know what you need from your travel insurance. You can travel with peace of mind, knowing we’re here for you and your family with cover for everything from lost baggage and flight delays, to stolen items and medical bills while you are on holiday.


Terms and conditions apply:

If you purchase travel insurance online you will receive a 10% discount off the price of standard cover.


 Terms and Conditions apply

(1) Policyholder needs to register their flight for free airport lounge access in the event of a delay of one hour or more. All accompanying members must be named on the policy to gain lounge access. View terms and conditions here

(2) Available with silver and gold policy only