When it comes to winter sports, such as skiing and snowboarding, there are a number of additional dangers not normally considered when holidaying abroad. For winter sports, weather conditions are paramount to your security, and you’re also reliant on other people being in control and negotiating the slopes safely. You may also be travelling with some very expensive, specialist equipment, and adding all this together means that the risk is greater than a standard holiday.

The dangers of skiing mean that you need good winter sports travel insurance to make sure you are well protected. We at Columbus Direct can offer you cover for all medical emergencies, including medical assistance on the slopes and helicopter rescue if required. Often, winter sports involve hurtling down the side of a mountain and tend to come with an element of danger, a risk that we at Columbus are willing to take on for you. Our winter sports insurance lets you ski or snowboard with confidence, knowing you’re covered if you do take a tumble on or off the slopes, as long as you remain within resort boundaries.

What’s covered in our winter sports travel insurance? 

By including our Winter Sports package to your policy, you can protect yourself for accidents that might occur whilst skiing or snowboarding, and during other winter activities.

Medical assistance is a crucial part of the add-on as it gives you more protection than the standard travel insurance policy. It ensures that you are covered for any accidents you might have on the slopes, while helicopter rescues can ensure that you are treated safely if you get injured while on the mountains.

The ski insurance package also includes cover for your equipment if it gets lost, damaged or stolen during your holiday. If you’re wondering what’s covered, check our equipment FAQ’s.

You will also be protected if piste closures affect your trip, and if you are prevented from skiing because of avalanche delays.

family winter sports insurance

Some of the benefits include:

  • Full medical assistance
  • Lift pass cover
  • Piste closure cover
  • Avalanche delay cover
  • Protection for both skiing and snowboarding
  • Pre-existing medical cover is available
  • Winter sports equipment protected.

The above benefits are in addition to the standard, travel insurance policy that forms part of this package. Other than the single trip winter sports cover, Columbus Direct also provides annual travel insurance with up to 17 days winter sports cover per year available. This way, you would be protected for any other trips you decide to do within the period, without any additional costs to be incurred.

Winter sports can be so exhilarating and adrenaline fuelled with breath-taking views and the sheer whiteness of the slopes. It would be so much better traversing your way down the mountainside knowing you’re properly insured if the unexpected were to happen. The frustration caused by piste closure, or avalanche delays can be compensated for with Columbus Direct. There is even the option of Search and Rescue cover, for those wanting to wander off the beaten track.

You can also get cover for your children if you are planning to enjoy a winter holiday together, as you can get family ski insurance to ensure that all of you are protected ahead of the trip. The family travel insurance cover can be flexible to support your needs, and with an annual multi-trip policy you and your kids can also travel separately throughout the year and still be covered.

The sheer choice of travel insurance available for winter sports, whether they be in Europe, America or Asia, is large enough to keep you entertained with a new sport almost every day – if you’re daring enough!

Tree branches decorated by the latest fall of snow, the taste of hot chocolate outside a lodge on the slopes and the excitement of carving your way through soft powder to the next chair lift. Yes, we can understand why so many of you go back, year after year. Why not take us with you next time?

Terms and conditions apply:

(1)Where discounts are offered they do not apply to Columbus Direct products purchased through third parties. This offer cannot be used in conjunction with any other offer, discount or promotion.

How to stay safe doing winter sports activities

There are many ways that you can reduce the risk of injury and stay safe on-piste, as well as protect yourself when taking part in the various activities included in our winter sports cover.

Wearing and using the right equipment is one of the main ways that you can stay safe, whether you are skiing, snowboarding or taking part in other winter sports. You should wear a ski jacket and ski trousers, as well as suitable gloves, socks and goggles. A secure helmet is also crucial for keeping your head safe during potential falls or collisions.

To avoid clashing with others you need to stay vigilant and be aware of your surroundings while on the snow. More experienced skiers are usually more aware of potential hazards and have more time to react, so if you are on a beginner slope you will need to be more cautious of what others are doing. If it is your first time out on the snow then you should stick to beginner pistes and follow your trainer’s guidance so that you know the best ways to protect yourself.

Make sure that your skis or snowboard are fit for purpose and in good condition so that you don’t face any problems while on the slopes. Certain items like sun cream, water bottles and extra clothing are also useful to have with you when you are skiing to help keep you hydrated and protected from the sun.

Skiers and snowboarders should avoid drinking alcohol before heading onto the snow as it could affect how you perform and could lead to accidents. The higher altitude can mean that you are affected by alcohol quicker than normal.

Which winter sports are included in the policy?

If you were inspired by the 2018 Winter Olympics in Pyeongchang, South Korea then you may want to try other winter activities and see first-hand how challenging the snowy conditions can be. The next Winter Olympics in Beijing, China is still a few years away, but that doesn’t mean you can’t enjoy other popular winter activities

With the additional premium for winter sports cover, you will be covered for skiing and snowboarding on your trip, as well as the following –

  • Air boarding
  • Big foot skiing
  • Cross country skiing (recognised paths)
  • Dry slope skiing/snowboarding
  • Glacier skiing/walking
  • Ice cricket*
  • Ice windsurfing*
  • Kick sledging
  • Langlauf
  • Mono-skiing
  • Nordic skiing (recognised paths)
  • Off-piste skiing/snowboarding (within resort boundaries)
  • Ski randonnee
  • Ski run walking
  • Ski skimming
  • Ski touring
  • Skidooing ‡*
  • Sledging
  • Snow blading
  • Snow shoeing
  • Snow tubing
  • Snow zorbing
  • Snowcat skiing (with a professional guide)
  • Snowmobiling ‡*
  • Tobogganing

‡ no cover for Personal Accident * no cover for Personal Liability





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  • FREE airport lounge access if your flight is delayed for more than 1 hour
  • Over 150 sports and activities covered free
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  • Over 15 million customers since 1988


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