If you’re looking for an adrenaline rush on holiday, then our Adventure Travel Insurance is for you

Adventure Travel Insurance is for those looking to enjoy a more active holiday, whether that means taking part in some of the more extreme activities or engaging with unique experiences that carry higher risks.

The risk of injury when you decide to embark on an adrenaline-fuelled activity is not to be ignored, for many, that’s part of the attraction. If you want to do the Sydney Harbour Bridge climb, high dive in America or go trekking in Nepal, there is a part of you that knows you’re pushing yourself to the limit and that’s where the thrill lies. Getting involved with these activities in a controlled environment is usually safe to take part in, but you should always ensure you have the right travel insurance in place, just in case something does go wrong.

Our Travel Insurance will unlock a whole new world of adventure sports to try… 

Our standard policies already include 150 sports and activities that you will automatically be covered for, whether you fancy abseiling, canoeing or riding in a hot air balloon. The full list of what is included is laid out in the policy documents. Before you head off on your travels, it’s important to check that you’re covered for everything that you have planned.

If your taste for adventure stretches beyond what is already included, then the adventure add-on could be what you are looking for. It is easy to include in your policy, and you can add it when you apply for travel cover with us online. It adds cover for several other activities like white-water rafting and kite surfing. This will ensure you have the protection you need, so that you can enjoy your thrill-seeking adventures knowing that you’ve got the right insurance in place.

All our policies can incorporate adventure travel insurance, including our annual cover. This means that you can adjust your policy to suit you, with the option to choose the duration of your stay and being able to have cover for multiple trips abroad. You will also stand to benefit from all the usual cover available with our plans, such as lost baggage, stolen money, cancellations and curtailment of trips.

If you are seeking cover for particularly hazardous sports or activities, or any that aren’t included in standard policies or the adventure pack, then we will do our best to accommodate you and you can speak to us directly on 0800 068 0060 to discuss your cover.

A man and woman sitting on rocks by a river

What extra activities does the adventure travel insurance add-on cover?

  • Worldwide cover
  • Athletics (non-competitive, including field)
  • Blokarting
  • BMX cycling (excluding stunt/obstacle)
  • Breathing Observation Bubble (BOB) up to 18 metres
  • Camel trekking
  • Cyclocross
  • Deep sea fishing
  • Fencing
  • Heptathlon
  • High Diving (maximum 10 metres)
  • Horse Riding (more than 7 days, no polo, hunting, jumping)
  • Kit bugging
  • Kite landboarding
  • Kite surfing/boarding
  • Lacrosse
  • Land yachting
  • Mountain biking (recreational)
  • Rap running/jumping
  • Sand yachting
  • Scuba diving between 30-40 metres (if qualified)
  • White water canoeing (Grade 4)
  • White water kayaking (Grade 4)
  • White water rafting (Grade 4)

What travel insurance policies can you get?

If you are planning to go on one trip over the next year then it might be worth getting single trip travel insurance. Cover then lasts for the entirety of your trip and ends once you return to the UK. The cover can last up to 365 days, depending on how long you plan to be away.

If you are planning to go on more than one holiday over a one-year period, then annual multi-trip cover might be the cheaper option. You can then go on holiday as many times as you want and still have cover, as long as you are only away within your selected trip limit of 31, 45 or 60 days.

What other travel insurance add-ons are there?

If you’re looking to do winter sports, such as skiing and snowboarding, we also provide optional cover for that too. It also protects you for various other winter activities including mono-skiing, air boarding and sledging.

Some of the benefits include medical assistance and helicopter rescue on the slopes, protection for your equipment if it is lost, damaged or stolen, and cover for piste closures and avalanche delays.

You can also get additional gadget cover for extra protection of your electronic devices up to £1,000, including phones, tablets and laptops.




Do I need travel insurance in Europe if I have an EHIC?

The EHIC (European Health Insurance Card) entitles UK citizens to receive medically necessary, state-provided healthcare for free or at a reduced cost while you are travelling within Europe.

It is still recommended that you get travel insurance when going on holiday, as each country has different expectations of what local patients contribute towards their care. This could see you still be required to play for certain types of treatment, as well as costs for things like ambulance transport and other aspects of medical care.

The EHIC might also become invalid if there is a no deal Brexit, which would mean that you would no longer be entitled to the reduced cost in care within the EU.

It is also worth remembering that the EHIC won’t help you in the case of damaged or stolen luggage, or if you experience flight cancellations and other aspects of travel that are covered in our policies.


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Travel Insurance tailored for you

Why Columbus Direct?

  • FREE airport lounge access if your flight is delayed for more than 1 hour
  • Over 150 sports and activities covered free
  • Award-winning products and services
  • Over 15 million customers since 1988


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