There is no getting away from it, skiing is one of those adrenaline sports that can become seriously addictive, even though there are potential risks out on the snow. Make sure when you head onto the slopes this season that you’ve taken out adequate Winter Sports Insurance.

At Columbus Direct we offer great value ski insurance to protect you and your family, just in case things don’t go quite as you planned.

With our Ski Travel Insurance as well as skiing on piste, our insurance lets you take your skiing off piste too, although you still need to be within the boundaries of the resort. You are also insured for alpine and mono skiing, ski boarding and blading, snowboarding and sledging. The medical assistance gives you more protection than the standard travel insurance policy, and it ensures that you are covered for accidents that you might have on the slopes.

There are many holidaymakers who have a taste for adventure and a tendency to take part in various snow sports, and if they're not covered under our standard policy, then you can often add them as a separate supplement during the application process.

What cover do you get for off-piste skiing?

The Winter Sports cover means that you are protected for stolen, lost or damaged ski equipment, as well as avalanche delays if they affect your travel to or from your pre-booked resort. You also have cover for medical attention that you may require if you are injured while skiing, as well as support for physiotherapy after an accident in your country of residence

Cover is included for off-piste skiing when you get our winter sports cover, but it is only valid if you ski within the resort boundaries or you are skiing with a qualified guide.

Skiing off-piste is a more challenging experience that more experienced skiers choose to do if they want to travel across untouched snow and enjoy sights that they otherwise wouldn’t be able to get. The risks involved mean that you should pack extra equipment to prepare for potential dangers. Some of the items that skiers are advised to pack include a collapsible shovel, a head torch, first aid kit, water, snacks and spare clothes.

skiers on the piste
Your Winter Sports Travel Insurance comes with a number of benefits. These include:
  • Comprehensive standard travel insurance - includes all the benefits of our single trip policy.
  • Cover for your skis and winter sports equipment against loss, theft or damage, even hired kit.
  • Winter sports pack - if you are unable to use your ski pass or attend pre-booked ski lessons due to an accident or illness, you'll be compensated.
  • Cover for piste closure due to weather conditions or lack of snow.
  • Reimbursement for any delays caused by an avalanche.
  • If you are a Gold Cover customer and sustain an injury on the slopes, you could benefit from physiotherapy performed back in the UK.
  • Optional cover can be provided for Search and Rescue if required.
  • Pre-existing medical cover is available. 

Get ski insurance before your holiday begins

The risk of plunging down the side of a mountain, confident that you’re going to stay upright and in one piece is one thing. Skiing without insurance, in the hope you won’t get injured is quite another. The first is a fleeting, thigh burning exercise. The latter, well, getting rescued off the side of a mountain with no cover in place could be very expensive.

Columbus can offer you great value ski insurance that takes the financial risk clean away, leaving you free to enjoy the views and fresh mountain air – and hopefully a clear run to enjoy!

Where can you go for a skiing holiday? 

There are many countries that have mountains with ideal ski conditions, and there are skiing resorts that can be found in many parts of the world. Europe has many popular skiing locations across the Alps, with France being regarded as one of the most popular winter destinations for skiers. Some of the biggest resorts in the French Alps include Les Deux Alpes, La Plagne and La Rosiere.

Other popular destinations include Switzerland, Italy and Bulgaria, while the USA and Canada have ski resorts too if you are looking to travel outside of Europe.

Skiers are advised to do their research ahead of time to find the right resort to suit them and what they are looking to do. There are many family friendly resorts that offer training for both children and adults looking to step onto the snow for the first time. Beginners can also find areas with less challenging pistes that make it easier to practice your skills without feeling too overwhelmed.

There are also many spots that offer more challenging slopes for the more experienced skiers, while there are often options for off-piste skiing if you are looking to add even more adventure to your holiday.

How to stay safe when skiing 

Skiing is a sport that comes with some risks, but there are several ways that you can prepare for potential dangers before stepping onto the snow. It can be quite a physically demanding activity, and it is important that you are prepared for the challenges of the slopes. Doing stretches and warming up your body before you go skiing is essential to ensure you don’t injure yourself early into the day.

It is also useful to carry a rucksack with essential items like water and sun cream, as the higher altitude means that the sun is stronger, and you are more likely to be affected. It is also beneficial to wear goggles or sunglasses with UV protection so that your eyes are protected from the sunlight.

Skiers should be careful of drinking alcohol before stepping onto the snow as the higher altitude means that you can be affected quicker than you normally would. It could affect your reaction times and your co-ordination while skiing, which could lead to you injuring yourself and other people. Accidents while intoxicated could mean that your travel insurance is no longer valid.

If you are skiing for the first time, then you should get suitable training and use beginner pistes that suit your ability level. Pistes are labelled with different colours to indicate the difficulty of the route with green representing the easiest. It is then followed by blue and red, with black highlighting the most challenging routes for skiers. While you are at the resort you should also keep an eye on the weather forecast and check for reports of potential avalanche risks.

When it comes to protecting yourself on holiday, the EHIC currently entitles you to receive the same level of medical treatment as locals when travelling in Europe, which can mean free or reduced-cost healthcare. Holidaymakers are still advised to get travel insurance to protect them from other potential costs, particularly when skiing or taking part in other winter sports. The Columbus Direct winter sports cover means that you can be protected for medical treatment while on the slopes, including helicopter rescue and treatment following an accident.


Terms and conditions apply:

If you purchase travel insurance online you will receive a 10% discount off the price of standard cover.




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