Some of the benefits of our business travel insurance include:

• Protection for business equipment and money.
• Replacement employee.
• Cover available for pre-existing medical conditions.
• Single trip or annual multi-trip cover.
• Free airport lounge access if your flight is delayed for more than one hour.

Our Business Travel Extension adds to the benefits usually found on our standard policy. One of your most precious possessions when travelling abroad might be your laptop, your portable office. We’ve got it covered, along with any other necessary business equipment.

We’re determined to limit the inconvenience if the worst was to happen, ensuring that there are measures in place to mitigate any negative impact upon your business. What happens if you fall ill and can’t make a meeting in Madrid, scheduled for that day? If you’re insured with Columbus, we will provide cover for necessary additional travel and accommodation costs for a replacement employee to step in if you are no longer able to travel.

If you want a seamless transition from one work place to another during your travels and an assurance that both you and your equipment are covered, at Columbus we can make it happen. With a comprehensive insurance policy in place and the extra business cover that this plan offers, you can be on the move year-round, secure in the knowledge that you’re properly protected. Not having the proper travel insurance cover is one risk in business you don’t have to take. To add the Business Travel Extension to your policy simply select it from the optional extras on step 3 of the quote process.

Why do I need business travel insurance?

Getting the Business Travel Extension gives you additional cover that provides protection for things like business equipment and a replacement employee if you are no longer able to travel or need to return home.

The cover is for additional travel and accommodation expenses for an employee to replace you. This includes if you face total disablement for a period of at least 72 hours, or if there is a death, injury, or illness of an immediate relative or business associate.

Your business equipment is covered if it is lost, stolen, damaged or destroyed. This policy also provides compensation to hire replacement equipment. This includes laptop computers and other accessories, as well as goods, samples or other articles.

You are also protected if your business money is lost or stolen while you are carrying it on your person or if it is taken from a locked safety deposit box.

Do I need to declare pre-existing medical conditions?

As with any other travel cover, you should let us know of any pre-existing medical conditions that you are aware of. Failing to declare the conditions could invalidate your cover, and you could be unprotected for any directly or indirectly related claims arising from the condition.

A pre-existing condition would be any condition where you have received any medication or attended for treatment, surgery, consultation or investigation within the last 12 months

Even if you are travelling for business purposes, it is still important that you let us know of any conditions, and we can then inform you whether we can include it in your cover. In some cases, you may be required to pay an additional premium to add the condition to your policy.

*No cover under the Personal Accident section