By Dale Western on 07 October 2014

Scandalous new research by has found that almost one in five UK householders has embellished the truth or withheld information when applying for home insurance. You naughty, naughty lot.

You might think that you're saving some cash by fibbing - over half of the people interviewed said that they believed that insurers charge too much for insurance - but we'd advise against it.

It was the younger generation that took such umbrage at the expense, with 63% of those aged between 18 and 24 agreeing that premiums cost too much.

The survey of more than 2,000 people revealed the information that some people have guessed at or withheld when obtaining home insurance:

  • Renewal price – 34%
  • The types of locks on their doors and windows – 12%
  • Whether they are in an active Neighbourhood Watch area – 9%
  • Whether their home is occupied or not during the day – 6%
  • Said that they don’t smoke – 5%

A quarter of people didn't believe that withholding information on a home insurance form or exaggerating a claim is a form of fraud. However, when it comes to making a claim, it seems that people with home insurance are more honest - as only 4% admitted to exaggerating a home insurance claim, and 4% also admitted to having lied about the cost of the contents that were lost or stolen.

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