By Dale Western on 25 March 2015

Germanwings flight 4U9525 crashed in the French Alps while flying between Barcelona and Düsseldorf. It is expected that all 150 passengers on board the Airbus A320 have been killed by the accident.

While this is little comfort to those travelling, many travel insurance policies, and also credit card companies, include Personal Accident cover which would pay in the event of accidental death or permanent disablement, including the loss of a limb or sight following an accident. The amount of cover available will generally range between £5,000 and £30,000.

If you have booked a trip but these incidents put you off travelling, you should contact your airline, travel agent or tour operator to see what the cancellation terms are.

Unfortunately, cancellation due to this reason would not be something that your travel insurance would cover.

Image credit: Flickr/Michael Schlesinger

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