By Dale Western on 12 December 2014

Flight delays are predicted this evening.

A computer failure at the UK's air traffic control centre means that all flights have been grounded and passengers are facing widespread disruption.

While most travel insurance policies include cover for Travel Delay, the cover is normally only provided where the delay is as a result of strike or industrial action, adverse weather conditions or the aircraft having a mechanical breakdown or technical fault.

As the problem is at the air traffic control centre, no cover would be provided. If you are unfortunate enough to suffer delays or cancellations, the airline will provide refreshments and, where appropriate, refund ticket costs.

If you are taking an internal flight to your international departure point then the Missed Departure section of the policy will provide cover to get to your destination if a delay to your internal flight results in you missing your main flight from the UK.

Currently there are problems reported at multiple UK airports. These include:

Heathrow: Flights are experiencing delays and incoming flights could be turned away

Gatwick: Flights are now departing but still subject to delays

Stansted: Flights still landing, but there are no flights departing

Bristol: There are delayed departures

Luton: Currently all flights are delayed

Edinburgh: Delays on all south-bound flights

Southampton: Some issues have been reported

Oxford: Some delays to be expected

Leeds Bradford: Flights in and out have been suspended until 7pm

Aberdeen: Some delays reported

If you are travelling this evening, please check your flight time on your airport's website, and check your airline's website for any updates.

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